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Health Plans


Health Insurance Options


Active members
can choose one of seven plans for their health insurance needs … Learn more.

Mountaineer Flexible Benefits

Find out about optional insurance available with pre-tax earnings through Mountaineer Flexible BenefitsLearn more.

Life Insurance​

PEIA provides $10,000 term life insurance to active members at no cost through MetLife. Members may purchase optional insurance with pre-tax earnings… Learn more.

Spousal Surcharge

​PEIA is required by law to apply a monthly spousal surcharge to active employees of State agen​cies, colleges, universities, and county boards of education if your spouse is eligible for employer-sponsored coverage through his/her employer, and has PEIA coverage. The spousal surcharge will be added to health insurance premiums each month. If your spouse is eligible for coverage as an employee of a PEIA-participating agency, has Medicare, Medicaid, TRICARE or is retired, the spousal coverage surcharge does not apply.​​..Learn more​.  Frequently Asked Questions