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Preferred Provider Benefit (PPB) Plan A has higher premiums but lower deductibles. PPB Plan B has lower premiums but higher deductibles. PPB Plan D is the West Virginia-only plan; all services are provided in West Virginia, except for emergency care to stabilize the patient and a limited number of procedures that are not available in West Virginia.

For more information, go to the Shopper's Guide or the Summary Plan Description.

Get a replacement ID Card - Call UMR at 1-888-440-7342 or log on to your account at umr.com.​